Coverage Built Around Your Business Needs
Every construction business faces different risks. That’s why we work closely with you to understand your operations and provide insurance solutions that fit your specific needs.
We partner with top-rated insurance carriers to offer reliable coverage options with competitive pricing and flexible terms.
Insurance Solutions Designed for Contractors
We offer a full range of insurance solutions to protect your business, employees, and projects.
General Liability Insurance
Protects your business from claims involving bodily injury, property damage, and legal costs.
Workers Compensation Insurance
Covers employee injuries, medical expenses, and lost wages.
Commercial Auto Insurance
Protects vehicles used for business operations.
Umbrella / Excess Liability
Provides additional coverage above your primary policies.
Tools & Equipment (Inland Marine)
Covers tools and equipment from theft, damage, or loss.
Builder’s Risk Insurance
Protects buildings under construction and related materials.
Professional Liability Insurance
Covers claims related to professional errors or omissions.
Pollution Liability Insurance
Provides protection against environmental risks and claims.
Bonds
Performance Bond, Surety Bond, Bid Bond, LLC Bond
Why Contractors Choose K&Z
K & Z Insurance Services is a commercial insurance brokerage focused on serving contractors and construction business owners. We work with top-rated insurance carriers to find the right coverage tailored to your operations, helping you save time, reduce costs, and stay protected.
Our team understands the fast-paced nature of the construction industry, which is why we prioritize quick turnaround times, clear communication, and dependable support.
Fast Turnaround
Get certificates and policy updates quickly so your projects stay on schedule without delays.
Competitive Rates
We work with top-rated carriers to find coverage options that fit your needs and your budget.
Responsive Support
Our team communicates clearly and responds quickly to keep everything running smoothly.
Industry Expertise
We understand the construction industry and provide guidance tailored to your business.
Certificates of Insurance
A Rated Carriers
Projects Covered
Businesses Supported
Trusted by Contractors Across Trades and States
Trusted by Contractors Across Trades and States
We work with small to mid-sized contractors, developers, and artisan contractors, providing reliable insurance solutions tailored to the construction industry.
Serving businesses across California, Arizona, and Nevada, we take pride in delivering fast, responsive service and helping our clients secure the right coverage to keep their projects moving.
Trusted by Contractors Across Trades and States
Trusted by Contractors Across Trades and States
We work with small to mid-sized contractors, developers, and artisan contractors, providing reliable insurance solutions tailored to the construction industry.
Serving businesses across California, Arizona, and Nevada, we take pride in delivering fast, responsive service and helping our clients secure the right coverage to keep their projects moving.
Real Contractors. Real Results.
No Headaches.
We take pride in delivering fast, reliable service and helping our clients secure the right coverage for their businesses.

