Comprehensive Coverage for Contractors and Construction Businesses

We provide tailored insurance solutions designed to protect your business, employees, and projects. Get the right coverage backed by fast service and expert guidance.

Coverage Built Around Your Business Needs

Every construction business faces different risks. That’s why we work closely with you to understand your operations and provide insurance solutions that fit your specific needs.

We partner with top-rated insurance carriers to offer reliable coverage options with competitive pricing and flexible terms.

Insurance Solutions Designed for Contractors

We offer a full range of insurance solutions to protect your business, employees, and projects.
General Liability Insurance

General Liability Insurance

Protects your business from claims involving bodily injury, property damage, and legal costs.
Workers Compensation Insurance

Workers Compensation Insurance

Covers employee injuries, medical expenses, and lost wages.
Commercial Auto Insurance

Commercial Auto Insurance

Protects vehicles used for business operations.
Umbrella Excess Liability

Umbrella / Excess Liability

Provides additional coverage above your primary policies.
Tools & Equipment (Inland Marine)

Tools & Equipment (Inland Marine)

Covers tools and equipment from theft, damage, or loss.
Builder’s Risk Insurance

Builder’s Risk Insurance

Protects buildings under construction and related materials.
Professional Liability Insurance

Professional Liability Insurance

Covers claims related to professional errors or omissions.
Pollution Liability Insurance

Pollution Liability Insurance

Provides protection against environmental risks and claims.
Bonds

Bonds

Performance Bond, Surety Bond, Bid Bond, LLC Bond

Why Contractors Choose K&Z

K & Z Insurance Services is a commercial insurance brokerage focused on serving contractors and construction business owners. We work with top-rated insurance carriers to find the right coverage tailored to your operations, helping you save time, reduce costs, and stay protected.

Our team understands the fast-paced nature of the construction industry, which is why we prioritize quick turnaround times, clear communication, and dependable support.

Fast Turnaround

Fast Turnaround

Get certificates and policy updates quickly so your projects stay on schedule without delays.
Competitive Rates

Competitive Rates

We work with top-rated carriers to find coverage options that fit your needs and your budget.
Responsive Support

Responsive Support

Our team communicates clearly and responds quickly to keep everything running smoothly.
Industry Expertise

Industry Expertise

We understand the construction industry and provide guidance tailored to your business.

Certificates of Insurance

A Rated Carriers

Projects Covered

Businesses Supported

Trusted by Contractors Across Trades and States

Nevada, USA
California, USA
Arizona, USA

Trusted by Contractors Across Trades and States

We work with small to mid-sized contractors, developers, and artisan contractors, providing reliable insurance solutions tailored to the construction industry.

Serving businesses across California, Arizona, and Nevada, we take pride in delivering fast, responsive service and helping our clients secure the right coverage to keep their projects moving.

Trusted by Contractors Across Trades and States

Nevada, USA
California, USA
Arizona, USA

Trusted by Contractors Across Trades and States

We work with small to mid-sized contractors, developers, and artisan contractors, providing reliable insurance solutions tailored to the construction industry.

Serving businesses across California, Arizona, and Nevada, we take pride in delivering fast, responsive service and helping our clients secure the right coverage to keep their projects moving.

Real Contractors. Real Results.
No Headaches.

We take pride in delivering fast, reliable service and helping our clients secure the right coverage for their businesses.

We switched all 6 of our policies to K&Z—GL, workers’ comp, bond, everything. The process was faster, smoother, and way easier than what we were dealing with before.

5
HVAC Contractor

They reviewed our old policy, found gaps, and fixed everything. K&Z restructured our coverage the right way and made sure we weren’t exposed anymore.

5
Public Works Contractor

Got my certificate the same day and was able to start my job without delays. Way easier than my last agent.

5
General Contractor

Let Us Handle the Insurance So You Can Focus on the Job

Quotes fast. Coverage structured right. Same-day certificates when you need them.

Let Us Handle the Insurance So You Can Focus on the Job

Quotes fast. Coverage structured right. Same-day certificates when you need them.