Get Contractor
Insurance Fast.
Done right the first time.
Same-day certificates, audit-safe policies, and access to top-rated carriers. We make sure your coverage is structured right so it doesn’t cost you later.
Why Contractors Choose K&Z
Fast Turnaround
Same-day certificates and policy updates. Your projects stay on schedule - never stuck waiting.
Tailored Coverage
Every policy shaped to the work you actually do - your trade, your contracts, your risk profile.
Real People, Fast
Direct line to your agent. No call trees, no offshore reps - just answers when you need them.
Contractor Specialist
We only do construction. From GL to workers’ comp to bonds - we know the trades, the carriers, and the fine print.
Same Day
Certificates of Insurance
A Rated Carriers
Projects Covered
Businesses Supported
Coverage Built for Your Business
Policies structured around how your business actually operates—so you’re covered where it matters and not overpaying where it doesn’t.
General Liability Insurance
Protects against job site injuries, property damage, and third-party claims.
Workers’ Compensation
Covers employee injuries and ensures compliance with state requirements.
Commercial Auto Insurance
Coverage for work vehicles, crews, and job-related driving risks.
Tools & Equipment Coverage
Safeguards valuable tools and machinery from theft or damage.
Umbrella Excess Liability
Provides additional protection for larger projects and higher-risk operations.
Professional Liability
Covers errors, design issues, or claims tied to your work or advice.
Not sure what you need? We’ll talk you through it.
Simple. Fast. Done Right.
Getting covered shouldn’t be complicated. We handle everything for you—start to finish.
1
DROP YOUR LICENSE NUMBER
We pull your CSLB record live — classifications, business address, current carriers, license dates. Confirmed in seconds.
2
PICK YOUR COVERAGE
Check what you need. We compare options from top-rated carriers and structure coverage tailored to your business.
3
A REAL BROKER CALLS YOU
Within one business hour — the licensed broker who actually places your policy.
Trusted by Contractors Across Trades and States
Nevada, USA
California, USA
Arizona, USA
Trusted by Contractors Across Trades and States
We advise contractors, developers, and artisan trades on construction-focused insurance strategies built for execution. From emerging contractors to established builders, we move quickly to secure coverage that keeps projects advancing without interruption.
Trusted by Contractors Across Trades and States
Nevada, USA
California, USA
Arizona, USA
Trusted by Contractors Across Trades and States
We advise contractors, developers, and artisan trades on construction-focused insurance strategies built for execution. From emerging contractors to established builders, we move quickly to secure coverage that keeps projects advancing without interruption.
Real Contractors. Real Results.
No Headaches.
We take pride in delivering fast, reliable service and helping our clients secure the right coverage for their businesses.