Why Contractors Choose K&Z
K & Z Insurance Services is a commercial insurance brokerage focused on serving contractors and construction business owners. We work with top-rated insurance carriers to find the right coverage tailored to your operations, helping you save time, reduce costs, and stay protected.
Our team understands the fast-paced nature of the construction industry, which is why we prioritize quick turnaround times, clear communication, and dependable support.
Fast Turnaround
Get certificates and policy updates quickly so your projects stay on schedule without delays.
Competitive Rates
We work with top-rated carriers to find coverage options that fit your needs and your budget.
Responsive Support
Our team communicates clearly and responds quickly to keep everything running smoothly.
Industry Expertise
We understand the construction industry and provide guidance tailored to your business.
Certificates of Insurance
A Rated Carriers
Projects Covered
Businesses Supported
Coverage Built for
Construction Businesses
Policies structured around how your business actually operates—so you’re covered where it matters and not overpaying where it doesn’t.
General Liability Insurance
Protects against job site injuries, property damage, and third-party claims.
Workers’ Compensation
Covers employee injuries and ensures compliance with state requirements.
Commercial Auto Insurance
Coverage for work vehicles, crews, and job-related driving risks.
Tools & Equipment Coverage
Safeguards valuable tools and machinery from theft or damage.
Umbrella Excess Liability
Provides additional protection for larger projects and higher-risk operations.
Professional Liability
Covers errors, design issues, or claims tied to your work or advice.
Not sure what you need? We’ll talk you through it.
Simple. Fast. Done Right
Getting covered shouldn’t be complicated. We handle everything for you—start to finish.
1

Answer A Few Quick Questions
Tell us about your business and coverage needs so we can understand what you’re looking for.
2

We Shop & Structure
We compare options from top-rated carriers and structure coverage tailored to your business.
3

Get Coverage Same Day
Receive your coverage quickly so you can stay compliant and keep your projects moving.
Trusted by Contractors Across Trades and States
Trusted by Contractors Across Trades and States
We work with small to mid-sized contractors, developers, and artisan contractors, providing reliable insurance solutions tailored to the construction industry.
Serving businesses across California, Arizona, and Nevada, we take pride in delivering fast, responsive service and helping our clients secure the right coverage to keep their projects moving.
Trusted by Contractors Across Trades and States
Trusted by Contractors Across Trades and States
We work with small to mid-sized contractors, developers, and artisan contractors, providing reliable insurance solutions tailored to the construction industry.
Serving businesses across California, Arizona, and Nevada, we take pride in delivering fast, responsive service and helping our clients secure the right coverage to keep their projects moving.
Real Contractors. Real Results.
No Headaches.
We take pride in delivering fast, reliable service and helping our clients secure the right coverage for their businesses.



















