Get Contractor Insurance Fast
Done Right the First Time

Same-day certificates, audit-safe policies, and access to top-rated carriers. We make sure your coverage is structured right so it doesn’t cost you later.
CNA
AmTrust
Employers
Kinsale Insurance
LIO
Scottsdale Insurance
Pie Insurance
Berkshire
Accredited
Everest
Great American
Benchmark
Bristol
Loyds
Berkshire Guard
Music
Kemper
Starstone

Why Contractors Choose K&Z

K & Z Insurance Services is a commercial insurance brokerage focused on serving contractors and construction business owners. We work with top-rated insurance carriers to find the right coverage tailored to your operations, helping you save time, reduce costs, and stay protected.

Our team understands the fast-paced nature of the construction industry, which is why we prioritize quick turnaround times, clear communication, and dependable support.

Fast Turnaround

Fast Turnaround

Get certificates and policy updates quickly so your projects stay on schedule without delays.
Competitive Rates

Competitive Rates

We work with top-rated carriers to find coverage options that fit your needs and your budget.
Responsive Support

Responsive Support

Our team communicates clearly and responds quickly to keep everything running smoothly.
Industry Expertise

Industry Expertise

We understand the construction industry and provide guidance tailored to your business.

Certificates of Insurance

A Rated Carriers

Projects Covered

Businesses Supported

Coverage Built for
Construction Businesses

Policies structured around how your business actually operates—so you’re covered where it matters and not overpaying where it doesn’t.
General Liability Insurance

General Liability Insurance

Protects against job site injuries, property damage, and third-party claims.
Workers’ Compensation

Workers’ Compensation

Covers employee injuries and ensures compliance with state requirements.
Commercial Auto Insurance

Commercial Auto Insurance

Coverage for work vehicles, crews, and job-related driving risks.
Tools & Equipment Coverage

Tools & Equipment Coverage

Safeguards valuable tools and machinery from theft or damage.
Umbrella Excess Liability

Umbrella Excess Liability

Provides additional protection for larger projects and higher-risk operations.
Professional Liability -new

Professional Liability

Covers errors, design issues, or claims tied to your work or advice.
Not sure what you need? We’ll talk you through it.

Simple. Fast. Done Right

Getting covered shouldn’t be complicated. We handle everything for you—start to finish.
1

Answer A Few Quick Questions

Tell us about your business and coverage needs so we can understand what you’re looking for.
2

We Shop & Structure

We compare options from top-rated carriers and structure coverage tailored to your business.
3

Get Coverage Same Day

Receive your coverage quickly so you can stay compliant and keep your projects moving.

Trusted by Contractors Across Trades and States

Nevada, USA
California, USA
Arizona, USA

Trusted by Contractors Across Trades and States

We work with small to mid-sized contractors, developers, and artisan contractors, providing reliable insurance solutions tailored to the construction industry.

Serving businesses across California, Arizona, and Nevada, we take pride in delivering fast, responsive service and helping our clients secure the right coverage to keep their projects moving.

Trusted by Contractors Across Trades and States

Nevada, USA
California, USA
Arizona, USA

Trusted by Contractors Across Trades and States

We work with small to mid-sized contractors, developers, and artisan contractors, providing reliable insurance solutions tailored to the construction industry.

Serving businesses across California, Arizona, and Nevada, we take pride in delivering fast, responsive service and helping our clients secure the right coverage to keep their projects moving.

Real Contractors. Real Results.
No Headaches.

We take pride in delivering fast, reliable service and helping our clients secure the right coverage for their businesses.

We switched all 6 of our policies to K&Z—GL, workers’ comp, bond, everything. The process was faster, smoother, and way easier than what we were dealing with before.

5
HVAC Contractor

They reviewed our old policy, found gaps, and fixed everything. K&Z restructured our coverage the right way and made sure we weren’t exposed anymore.

5
Public Works Contractor

Got my certificate the same day and was able to start my job without delays. Way easier than my last agent.

5
General Contractor

Let Us Handle the Insurance So You Can Focus on the Job

Quotes fast. Coverage structured right. Same-day certificates when you need them.

Let Us Handle the Insurance So You Can Focus on the Job

Quotes fast. Coverage structured right. Same-day certificates when you need them.